Auto-Owners scored 12th among of 134 carriers when experts looked at pricing, reputation, coverage, availability, and customer satisfaction. As per Auto-Owners Insurance Review 2024 overall, Auto-Owners insurance provides exceptional customer service, affordable prices, and a wide range of coverage options, making it an excellent choice when comparing auto insurance quotes. Auto-Owners is great for drivers who want to work directly with independent agents and have clean driving histories, as they provide lower-than-average prices.
The experts gave Auto-Owners Insurance a 3.6/5 rating based on consumer reviews, insurance quotes, and ratings from organizations like J.D. Power and the Better Business Bureau (BBB). Auto-Owners vehicle insurance gets great reviews for customer service and policy options, and the costs are very competitive. Unlike many other large insurers, Auto-Owners requires clients to acquire and update their coverage through independent agents rather than a centralized office.
Auto-Owners Insurance Review 2024
Auto-Owners placed third for house insurance in a private agency’s Best Insurance Companies report, because to cheap prices that let the firm rise into the top three. In terms of service, Auto-Owners is competitive with much larger insurance. On the 2024 Best Home Insurance Companies list, it ranked third, ahead of insurance behemoth State Farm. Customers rated the firm well for ease of service, and it has a low complaint rate. Agency’s Auto-Owners Insurance study found that the firm might be an excellent house insurance alternative for individuals seeking endorsements to tailor their policy. In addition to typical coverage categories such as dwelling, additional structures, and liability insurance, you may be able to add extras such as identity theft coverage, home cyber protection, guaranteed house replacement, sewage backup coverage, and equipment failure.
Auto-Owners Insurance rates are approximately 32% lower than the national average when both full and minimum coverage quotes are included. Auto-Owners, founded in 1916 and headquartered in Michigan, has always been committed to independent agents, which continues true today you will not be able to receive a quotation or purchase a policy online, which may be a bonus or a disadvantage depending on how you want to buy insurance. It operates in 26 states and offers a variety of insurance coverage, including home, vehicle, business, and life insurance. In our most recent review, it was one of the top overall vehicle insurance providers, as well as one of the best for adolescents.
| Cost Categ. | AAC | Savings Compared to the National Averg. |
| Minimum Coverage | $507 | $362 |
| Full Coverage | $1,898 | $783 |
| Young Drivers | $2,502 | $1,132 |
| Seniors | $1,257 | $508 |
| Bad Credit | $3,281 | $1,004 |
| DUI | $2,321 | $390 |
| Accident | $1,691 | $751 |
| Speeding Ticket | $1,658 | $509 |
Auto-Owners Car Insurance Coverage
- RTS: It provides all popular forms of auto insurance solutions that may be customized to meet your specific needs, as well as the following add-ons. It includes fuel delivery, battery jumpstarts, lockout services and flat tire assistance.
- ACC: Provides rental vehicle reimbursement and travel disruption benefits for accommodation and meal expenditures.
- DVC: It compensates you for the loss of value that might occur after your car is involved in an accident.
- Loan-LGC: It compensates you for the difference between the value of your automobile and the amount you owe on it after a collision.
- PAPP: Provides 10 extra coverages ranging from cell phone replacement and identity theft protection to lock rekeying.
Auto Owners- car insurance cost
Auto-Owners, despite its name, provides a wide range of coverage choices for homes, including homeowners, condo, renters, and mobile home insurance. Customers who have two or more types of Auto-Owners coverage can also save money with a multi-policy discount. If you want to have affordable auto insurance, you must know how your driving record affects your premiums.
Drivers with fines, at-fault accidents, or DUIs are more likely to submit a claim and hence pay higher premiums. Be advised that coverage may not be extended in all circumstances following a DUI, so consult with a qualified agent to determine eligibility. Aside from the coverage that is automatically included, Auto-Owners provides a variety of extra add-ons. Customers can opt to add equipment breakdown insurance, identity theft expense coverage, or specific personal property coverage, among other things.
Auto-Owners Quote and Purchase Process
Auto-Owners takes pride in only dealing with independent local agents, hence it does not offer quotations or the option to purchase insurance online. If you reside in one of the 26 states where Auto-Owners does business, browse to their website and click on “Find an Agent” to enter your ZIP code and find a local agent near you. A local agent will collect your information (as well as that of any additional drivers you want to add to your policy) and car data. They can provide you with personalized coverage recommendations and assist you in purchasing your insurance if you are ready to proceed.
| Homepage | Click Here |
